IndusInd Bank Personal loans – Apply for an Online Personal Loan in 3 Easy Steps


IndusInd Bank offers personal finance with benefits that go far beyond affordable loan repayments and negotiable tenures. Here, you can apply for a personal loan online from any part of the world and receive instant approval, if everything checks out. 

So, bid adieu to physically visiting a bank branch, compiling hefty paperwork and waiting for days before seeing the approved loan amount in your bank account. Simply apply for an instant personal loan with the IndusInd Bank in 3 simple steps. 

Step 1 – Visit the Official Site to Fill Out the Digital Loan Application Form

To apply for the Indus Easy Credit Personal Loan, visit the bank’s official website and fill out a digital application form. This form will ask you for personal details, such as your PAN number, mobile number, email id, amount requirement, etc. Fill in the details carefully. After all, this will determine if your loan gets approved. Once you are done, submit the form to move on to the next step.

Step 2 – Assess Offers on the Bank’s Page 

After you successfully enter your details, the site will quickly evaluate your information and present a mix of different loan amounts, tenures and interest rates. Simply put, you will receive different loan options to pick from. Choose one best suited to you. 

If you want to pay a low monthly instalment, pick one with the longest tenure. But if you want to close your loan quickly, pick one with a shorter tenure instead. Depending on your comfort, select the loan amount and the EMI plan.  If you don’t see an offer you like, get in touch with the bank’s extended support team. 

Step 3 – Complete Virtual KYC and Set Up Monthly Auto Payment 

Once you have selected the offer, it’s time to provide your KYC details. These typically include your identity, income and residence proof. You must provide them correctly, as the bank will use them to verify your eligibility online. Additionally, they may perform a quick CIBIL score check to further establish your repayment capacity. 

At this time, you will also be prompted to set up standing instructions to repay your monthly EMIs. If you opt for this facility, the EMI amount will automatically be deducted from your linked bank account. So be sure to link an active bank account and ensure you maintain enough funds around the date of EMI payment to avoid defaults. After all, defaulting on your loan can bring down your CIBIL score, making it difficult to get approved for future loans. 

Once you’re done with your virtual or V-KYC, have set up a repayment plan, and are approved for a loan, you’ll receive an online loan contract. Sign it digitally, and the bank will instantly disburse the approved loan amount in your bank account. 

Over to You 

In just three simple steps, you can avail of personal finance at the IndusInd Bank, that too, at affordable personal loan interest rates. Add to it, you don’t need to pledge collateral or bank guarantee to avail of this loan. The best part? The approvals are instant, and so are the loan disbursals.

IndusInd Bank provides you with a quick and paperless digital window to apply for and approves personal loans instantly.  

So, why wait? Apply today! 

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