How to Afford Your Dream Car (Top Tips) 

classic blue coupe
Photo by Arnie Watkins on

In life, there’s a universal list of ‘dream items’ that everyone wants. Some of the big ones include a dream house, a dream wedding venue, a dream watch, and, of course, a dream car. 

Finally getting your dream car is a huge deal for men and women of all ages. It can take years and even decades of saving before some people can splash out on their dream motor, whether it’s an Audi or a classy Mercedes. Because you’re reading this article, it’s fair to assume that you can relate to the pain and frustration of this. Sometimes, your dream car can feel within touching distance when (in reality) it’s still thousands of pounds away from reaching your driveway. 

Therefore, you should read the following top tips carefully if you want to be able to afford your dream car. Ready? Let’s jump right in. 

Get expert financial help 

If you’re strapped for cash, it can feel as though you’ll never be able to afford your dream car. However, there’s good news: you can get financial help. That’s right – through using car finance you can secure a finance deal that’s perfect for your budget. This way, you can afford the car you’ve been obsessing over without having to worry about harming your bank account. It’s the smart way to get a car. 

Use a savings app 

It doesn’t matter if you use an Android or iPhone, you can use your smartphone to download savings apps. An expertly designed savings app – such as Plum – will allow you to set specific savings goals. In this instance, your main savings goal will be ‘Money for my dream car’. An app like Plum enables you to set aside savings pockets in which you can delegate a specific sum of money each week or month so that it gradually builds up over time. 

It’s a smart and efficient way to save money – as all the complicated work is handled by the app. You don’t need to be a maths magician either. Sit back, relax, and watch your car fund build! 

Cut down on unneeded expenses 

Most of the world’s population have spending habits that can be hard to shake. For example, a businessman or woman might buy 4 coffees a day whilst at work. Although it doesn’t sound a lot, over the course of a month this will lead to a hefty total sum! So, it’s a great idea to cut down on expenses you don’t truly need. This could be cutting down from 4 coffees a day to 2, or cancelling your Spotify subscription for a cheaper alternative. Soon, you’ll become a money-saving expert!

Avoid car customisations

Most car owners like to customise their vehicles in some shape or form. 

This could be through tinting the windows, or changing the paint job every year or so. This is all perfectly fine if you can afford it. 

As you’re saving for your dream car, it’s a wise plan to avoid investing in any customisation plans or gadgets. For example, don’t be tempted to splurge on any car speakers that will set your budget back. 


This short guide was designed for those looking to save money for their dream car. Hopefully, you found it useful and will put the above tips into action! 

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