How much does owning a pool cost?

Swimming is considered a popular activity in the U.S. Many people admire enjoying the pool sessions, especially in summers and spring season. Having a swimming pool in your own place is a merriment activity. You can enjoy it for hours in your own place. Installing a pool at your own place will not only increase the worth of your home, but it will also make your home look more incredible and unique. But installing your own pool is not a cheap thing. You would need a huge amount of money to invest in that. In-ground pools can cost you from $20,000 to $100,000, it depends on you how much you want to invest in a pool. Besides the cost of a pool, it also requires a lot of maintenance and care. Financing a pool is a good idea for you, you can easily get a loan to transform your dream into reality.  

If you want to fulfill your dream, but don’t have enough money to afford it. There is happy news for you guys, now you can transform your dream into reality without worrying about money. There are various financing options available for you. All you have to do is to select the best option which is more suitable and appropriate for you, but financing a pool from a recognized company would be considered beneficial for you. 

If you are thinking about owning a pool, various factors you should keep in mind before owning it. It does not require money at the time of owning only, regular maintenance is equally important. 

Heating a pool

While financing a pool loan, you should include all these factors on the list. Heating a pool will costs you probably $100 monthly. As pools are more preferred in summers, so if you live in sunny areas you should install a solar system. This solar system will be quite helpful in the heating process, it will generate electricity which you will use for heating purposes. A solar system will be beneficial for you as it will costs you around $7 to $8 which is quite inexpensive instead of actual electricity.  

Pool owners should keep in mind, pool’s maintenance will cost them a lot, financing a pool from any lender or a financing company would help them to release the burden of money.    

Regular maintenance

 If you use your pool on regular basis then you should keep an eye on its maintenance. Financing a pool does not involves its maintenance expenditures. Regular maintenance includes maintaining the filters and pumps, repairs anything which you find broken. There should be a cleaning team of four, five persons for its cleanliness purposes.


To maintain cleanliness in your pool, your first step should be skimming. A skimmer is a fine net that is attached to a long pole. You can use it to remove debris like leaves and drowned insects. It is very important for you to keep your pool clean from debris and another type of dirt as it will clog your filters and may leave stains on the floor. If a pool has a lot of debris, it will decrease the efficiency of the pool. You have to skim the surface at least twice in a week.

Vacuuming—to remove dirt

Besides skimming which only cleans the debris, vacuuming is equally required to remove the dirt and dust. If you do not vacuum a pool, the dirt will gather and settle at the bottom, therefore regular vacuuming is an essential step in cleanliness. There are two types of vacuuming, automatic and manual. You can use either which you think is more suitable for you. Financing a pool would be a good option for you, so you would not feel burdened about its maintenance.   

Pump motor

You should keep a regular check on the pump motor. If you feel like it needs to be repaired, it may costs you $185 for a 0.75hp motor and $350 for a 2.5hp motor. Price also varies and depends on which part of the motor needs to be repaired. This is a crucial component that requires and a lot of maintenance and often needs to be repaired. If you find any problem with it, you should immediately repair it. If the pump motor would not work, water in the pool would not circulate, filter, and heat properly. Therefore, keep a check on your motor pump.

Pool filter

There are three types of pool filters, financing a pool from a recognized company will guide you, which filter should you use in your pool.

  • Cartridge filter
  • Sand filter
  • Diatomaceous Earth filter

Cartridge filter

If you want a new filter for your cartridge, it will cost you between $13 and $75. This filter will cost you depending on the size of the filter. If you want your pool to function properly, you should replace it frequently. Regular removal of a cartridge is required because of trapping oils which cannot be removed easily.

Sand filter

Sand filter costs about $12 a bag. If you want to replace a sand filter system, it will cost you from $150 to $500. These filters are basically equipped with greater pressure. If you find your pressure gets too high, you should immediately change the filter. But if you find the pressure system is fine, you have to change the sand in the filter. When you will insert new sand in the filter, it will help to trap the particles. 

Diatomaceous Earth filter

If you want to replace a diatomaceous earth filter, it will costs you around $600 to $700. Sometimes it gets too difficult for you to understand, whether you have to replace the filter or not. At this time you should hire a professional who will guide you properly. 

Acid wash

Acid washing is an essential step, as it helps in removing the sports and prevents algae bloom. It depends on the condition of the pool and is advised to do it after every 3-6 years. You need to drain the pool first and then do an acid wash, you may need a professional to do this job. This service may require you around $500. Financing a pool from a lender or company will help you to overcome these money problems that you may face while doing these activities. 


Resurfacing your pool will costs you up to $10000, this activity should be done after every 10-15 years. Resurfacing your pool consists of retiling and plastering it. You may choose plaster for resurfacing the pool, if you go towards tiles, it will get too expensive for you. This process requires a lot of money, financing a pool from a company would be a good idea for you. 

Was it worth reading? Let us know.