When you are injured at your place of work, you become entitled to workers’ compensation benefits. Now, these include your medical treatment costs, loss of income, and compensation until you become to fit to join work.
Many individuals think that workers’ compensation is a simple and straightforward process. On the contrary, it is complicated and time-consuming if you do not hire a competent lawyer to fight your case. You have your insurance but the provider affirms that your injuries aren’t severe enough to file a claim.
According to an article published on HuffPost, whether you qualify for the claim or not depends on if your employer perceives your workplace injury caused as part of your daily job. During claim filing, you may become confused about the entire process, leading to some common mistakes. Here are the three common blunders you must avoid for smooth claim processing:
- Visiting a doctor, who is not on your employer’s list?
When injured at your workplace, you need to consult with a medical professional immediately after the incident. Then, some states in the US require you to visit one of the doctors on the list of your employer. If you fail to do so, your claim might be rejected. You must see one of those physicians within 90 days.
If you visit your family doctor or any other medical expert other than those mentioned in your employer’s list, your workers compensation benefits claim may be adversely affected.
- Not filing for workers compensation benefits benefits
Too frequently, individuals do not ask for workers’ comp benefits after sustaining injuries at the workplace. They often believe the grueling process not their cup of tea and so avoid it, or that the mishap was their responsibility. Therefore, they are not entitled to the compensation benefits.
These are not the truth. When you’re injured on-the-job, you possibly have your doctor’s medical bills accumulating. On top of it, you are perhaps even not capable to join work after the accident or injury. The procedure of filing for workers’ compensation is from time to time cumbersome, but that does not mean you will avoid filing your claim.
Again, almost all workers insured at their workplace are entitled to workers’ compensation benefits. It is irrelevant whether you were partially responsible for the injury, or your employer was to a degree responsible. You should still fight your workers’ compensation benefits nevertheless.
- Not informing your employer after the accident
According to your state’s law, you should report your workplace injury to the employer within 90 days of the incident. In a couple of scenarios, the time limit may be extended in case you did not find out about your injuries or health issues for some time. Therefore, inform your employer as soon as possible after the accident.
If you do not report within the specified time, your compensation claim will be denied. You should be a little proactive to claim your benefits and receive the same.
Workers compensation benefits: Conclusion
Avoid these mistakes to make your claim process smooth and hassle-free. Your goal is to receive the benefits.